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My Safe Florida Home: finding a contractor
This is an independent guide, not the official program. Program funding and rules change often, so check the official site at mysafeflhome.com for current status before you apply. The program has warned about scammers impersonating it.
What the program is
My Safe Florida Home is run by the Florida Department of Financial Services. It has two parts: a free wind mitigation inspection of your home, and a matching grant to help pay for the hardening upgrades that inspection recommends. Grants have been up to $10,000 for eligible single-family homeowners.
Is there an approved contractor list?
Not anymore. The program's authorized contractor list ended on June 30, 2024. Since then, homeowners can choose any properly licensed Florida contractor for grant-funded work. That's more freedom, but it also means the vetting is up to you.
Upgrades the grant has covered
- Impact-rated windows and exterior doors, or approved opening protection like shutters
- Wind-rated garage doors
- Roof replacement and roof-to-wall or roof-deck attachment upgrades
- Secondary water resistance under the roof covering
Exactly what qualifies depends on your inspection report, so get the inspection before you sign anything.
How to choose a contractor for grant work
- Wait for your inspection report and grant approval before signing a contract.
- Confirm the contractor's license is active and matches the job (roofing work needs a roofing or general license). Here's how.
- Ask whether they have completed grant-funded jobs before and know the program's photo and paperwork requirements.
- Get at least three written quotes that list the product approval numbers.
- Understand who is paid when. Homeowners are responsible for paying the contractor; the program reimburses its share.